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   :description: Glossary of terms used in Stablepay merchant UI: Payment Gateway, Merchant, Manager, Processor, Endpoint, Project, Order, transaction types and roles.

.. _glossary_merchant:


Glossary
#####################

For the purposes of this guide, the following terms and their definitions are used:

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   * - :code:`Stablepay Hardware and Software System (Stablepay Payment Gateway)`
     - An information system designed for automated and secure processing of payment transactions and their storage.
   * - :code:`Stablepay Payment Management System (Stablepay UI)`
     - Payment management user interface and analytical platform of Stablepay Payment Gateway.
   * - :code:`Merchant`
     - The company that provides services, works or sales of goods through the E-commerce, mobile commerce or mPOS channels.
   * - :code:`Manager`
     - An organization that provides services for processing transactions of Processor Merchants using the Stablepay Payment Gateway and accounting for transactions in the Stablepay UI.
   * - :code:`Processor`
     - The entity of the system, which is a technical integration with a specific acquiring bank or other payment service provider for processing transactions.
   * - :code:`Account`
     - Identification data in the Stablepay UI, which allows the user to interact with the system on their own behalf.
   * - :code:`Transaction`
     - An agreement to carry out a financial operation between a customer and the  merchant to pay for services, work or goods, to return funds for previously paid services, works or goods, to transfer money from card to card, or to hold funds for future payment.
   * - :code:`Antifraud filter`
     - Technical transaction analysis algorithm for identifying suspicious and fraudulent  transactions, based on the experience of Stablepay employees and international fraud monitoring practices.
   * - :code:`BIN`
     - Bank identification number, first 6 digits of card number.

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   .. admonition:: See also
      :class: related-cross-link

      `Payments and fintech glossary → <https://payneteasy.com/glossary>`_